MVP v2

Apartment shortlist

Compare real listing candidates with the same deterministic BytScore model before doing legal, technical, and mortgage checks.

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Candidates

3

Best score

96/100

Best cashflow

-1 424 Kč

Avg. price per m2

87 778 Kč

Side-by-side compare
0/3 selected

Select up to three candidates to compare the same score, cashflow, rent confidence, local area, and client-fit checks before opening a detail page.

Select 2-3 candidate cards to compare them here.
Add candidate

Import from listing URL

Paste one listing URL. BytScore will try to fill the form, then you verify every value.

Or edit details manually

Use approximate coordinates from the listing or map. BytScore does not geocode addresses automatically.

Real apartment map
96
90
47
Map uses entered coordinates. If they are missing, it falls back to the city center.OpenStreetMap contributors

Example Praha 2+kk

Vinohradska 1200/50, Praha 2

Praha

Example Ostrava 2+1

Nadrazni 123, Ostrava

Ostrava

Example Brno 1+kk

Veveri 456/12, Brno

Brno
Market context

Open-data context for the selected location. This is not a valuation.

Open data
Loading open-data context...
Ranked candidates
3 of 3 shown

2 visible candidates are interesting or strong.

0 ready for report, 0 need verification, 3 draft only

#1StrongFamily with kidsOwn-use score45% input confidenceDraft onlyManual rent - manual

Example Praha 2+kk

Vinohradska 1200/50, Praha 2 - Praha
96
/ 100

Monthly owner cost

31 684 Kč

Rental score

32/100

Price per m2

109 091 Kč

Gap to target price

0 Kč

Expected rent

24 000 Kč

Manual rent - manual

Rent estimate

Manual rent from the user or listing. Verify it before relying on the score.

Negative monthly cashflow after mortgage and estimated costs.

The score may look useful, but several important inputs are still weak or unverified.

Deal readiness

Draft only

Treat this as a draft: 1 missing and 8 unverified assumption(s) need work.

Fix assumptions
1 critical missing8 unverified
What would make this deal reasonable?

Break-even rent

31 684 Kč

Price for neutral cashflow

4 169 324 Kč

Price for 4% net yield

5 250 000 Kč

Price for 5% net yield

4 200 000 Kč

Market-aware negotiation gap

No clear gap shown by this target

Local reference for Vinohrady / Praha 2, adjusted for 2+kk is about 185 500 Kč/m2, giving a rough market price band of 9 700 000 Kč - 10 700 000 Kč. The asking price is -41.2% versus that reference. The rent-only financial target is 4 169 324 Kč - 4 169 324 Kč, so verify real sold comps before negotiating.

How these targets are counted
  • Break-even rent is monthly mortgage plus monthly fees plus the maintenance reserve.
  • Price for neutral cashflow solves the purchase price where the entered rent covers mortgage, fees, and reserve with the entered down payment, rate, and duration.
  • The 4% and 5% net-yield prices use annual net rent divided by the target yield, then subtract renovation cost.
  • The negotiation gap uses the detected local area and layout reference first, then shows the rent-only financial target as a second check.

These are deterministic targets from the entered rent, fees, mortgage, down payment, renovation assumptions, detected layout, and available local price references. They are not a professional valuation or a substitute for sold comparable apartments.

Score improvement advice

  • The basic model has no obvious score lever. Keep the assumptions conservative and verify legal, technical, and mortgage risks.

    Low impact
Client-fit checks

  • For a family with kids, verify schools, kindergartens, parks, and safe routes nearby.

    High impact

  • Check layout quality: separate bedroom, storage, stroller access, elevator, and usable shared spaces.

    Medium impact

  • Visit at different times to check street noise, safety, and building atmosphere.

    Medium impact
Details
#2StrongFirst home buyerOwn-use score45% input confidenceDraft onlyManual rent - manual

Example Ostrava 2+1

Nadrazni 123, Ostrava - Ostrava
90
/ 100

Monthly owner cost

16 424 Kč

Rental score

51/100

Price per m2

46 552 Kč

Gap to target price

0 Kč

Expected rent

15 000 Kč

Manual rent - manual

Rent estimate

Manual rent from the user or listing. Verify it before relying on the score.

Negative monthly cashflow after mortgage and estimated costs.

The score may look useful, but several important inputs are still weak or unverified.

Deal readiness

Draft only

Treat this as a draft: 1 missing and 8 unverified assumption(s) need work.

Fix assumptions
1 critical missing8 unverified
What would make this deal reasonable?

Break-even rent

16 424 Kč

Price for neutral cashflow

2 337 998 Kč

Price for 4% net yield

2 510 000 Kč

Price for 5% net yield

1 958 000 Kč

Market-aware negotiation gap

No clear gap shown by this target

Local reference for Ostrava broad fallback, adjusted for 2+1 is about 56 500 Kč/m2, giving a rough market price band of 3 100 000 Kč - 3 450 000 Kč. The asking price is -17.6% versus that reference. The rent-only financial target is 1 958 000 Kč - 2 337 998 Kč, so verify real sold comps before negotiating.

How these targets are counted
  • Break-even rent is monthly mortgage plus monthly fees plus the maintenance reserve.
  • Price for neutral cashflow solves the purchase price where the entered rent covers mortgage, fees, and reserve with the entered down payment, rate, and duration.
  • The 4% and 5% net-yield prices use annual net rent divided by the target yield, then subtract renovation cost.
  • The negotiation gap uses the detected local area and layout reference first, then shows the rent-only financial target as a second check.

These are deterministic targets from the entered rent, fees, mortgage, down payment, renovation assumptions, detected layout, and available local price references. They are not a professional valuation or a substitute for sold comparable apartments.

Score improvement advice

  • Reduce or seller-credit about 62 500 Kč of renovation risk after contractor quotes. Do not assume this until verified.

    Medium impactmodel +5
Client-fit checks

  • For a first home buyer, keep a monthly reserve after mortgage, fees, and repairs.

    High impact

  • Review SVJ/HOA documents, planned repairs, ownership structure, and building debt.

    Medium impact

  • Check whether the unit would still be easy to sell if life plans change.

    Medium impact
Details
#3MixedInvestorRental/investment score45% input confidenceDraft onlyManual rent - manual

Example Brno 1+kk

Veveri 456/12, Brno - Brno
47
/ 100

Cashflow

-4 329 Kč

Net yield

3.67%

Price per m2

107 692 Kč

Gap to target price

0 Kč

Expected rent

18 500 Kč

Manual rent - manual

Rent estimate

Manual rent from the user or listing. Verify it before relying on the score.

Negative monthly cashflow after mortgage and estimated costs.

Deal readiness

Draft only

Treat this as a draft: 1 missing and 8 unverified assumption(s) need work.

Fix assumptions
1 critical missing8 unverified
What would make this deal reasonable?

Break-even rent

22 829 Kč

Price for neutral cashflow

3 168 686 Kč

Price for 4% net yield

3 840 000 Kč

Price for 5% net yield

3 042 000 Kč

Market-aware negotiation gap

No clear gap shown by this target

Local reference for Brno broad fallback, adjusted for 1+kk is about 124 000 Kč/m2, giving a rough market price band of 4 600 000 Kč - 5 100 000 Kč. The asking price is -13.2% versus that reference. The rent-only financial target is 3 042 000 Kč - 3 168 686 Kč, so verify real sold comps before negotiating.

How these targets are counted
  • Break-even rent is monthly mortgage plus monthly fees plus the maintenance reserve.
  • Price for neutral cashflow solves the purchase price where the entered rent covers mortgage, fees, and reserve with the entered down payment, rate, and duration.
  • The 4% and 5% net-yield prices use annual net rent divided by the target yield, then subtract renovation cost.
  • The negotiation gap uses the detected local area and layout reference first, then shows the rent-only financial target as a second check.

These are deterministic targets from the entered rent, fees, mortgage, down payment, renovation assumptions, detected layout, and available local price references. They are not a professional valuation or a substitute for sold comparable apartments.

Score improvement advice

  • Break-even rent is about 22 829 Kč. Only update rent assumptions if comparable signed rents support it.

    High impactmodel +36
Client-fit checks

  • Verify rent against at least three comparable active or recently rented listings.

    High impact

  • Check resale liquidity: nearby transport, building condition, unit size, and buyer demand.

    Medium impact

  • Stress-test vacancy and higher repairs before treating the cashflow as stable.

    Medium impact
Details